John Hughie
The Canada Revenue Agency (CRA) has confirmed the first advance payment of the 2025 Canada Workers Benefit (CWB), with eligible workers receiving up to $1238.99 based on income, household type, and province.
This benefit is designed to ease the financial burden for low-income earners struggling with inflation and rising living expenses.
Let’s break down everything you need to know about this payment, including eligibility, income limits, and the payment schedule.
What Is the Canada Workers Benefit (CWB)
The CWB is a refundable tax credit that supports low-income individuals and families in Canada. It reduces the amount of tax owed and also offers cash payments, with up to 50 percent of the annual benefit paid in advance installments.
The CWB includes:
- Basic Amount – Calculated based on income and family size
- Disability Supplement – Extra support for individuals who qualify under the Disability Tax Credit (DTC)
Advance Payment Schedule for 2025
The CRA issues three advance payments for CWB each year. For those who filed their 2024 tax returns on time, the first 2025 advance was sent out on July 11, 2025.
Upcoming payments:
- October 2025
- January 2026
No application is required. CRA automatically calculates and sends payments based on your most recent tax filing.
CWB Advance Payments by Region – 2025 Breakdown
The maximum advance payments vary by province and household type. Quebec continues to lead in payout amounts.
| Region | Single (No DTC) | Family (No DTC) | Max With DTC |
|---|---|---|---|
| Standard Provinces | $265 | $456.50 | $730.17 |
| Alberta | $284 | $425.17 | $698.83 |
| Nunavut | $263 | $395.17 | $699.17 |
| Quebec | $617.56 | $963.09 | $1238.99 |
Eligibility Requirements for Canada Workers Benefit 2025
To qualify for the CWB advance payments, you must:
- Be a Canadian resident throughout 2025
- Be at least 19 years old by December 31, 2025
- Have earned income from employment or self-employment
- File your 2024 tax return before November 1, 2025
Income Thresholds for Canada Workers Benefit – 2025
If your income exceeds the following limits, your CWB amount may be reduced or phased out.
Single Individuals:
| Region | Phase-Out Income Range |
|---|---|
| Standard | $26149 – $36749 |
| Alberta | $25472 – $36832 |
| Nunavut | $26127 – $65577 |
| Quebec | $13829 – $32356 |
Families:
| Region | Phase-Out Income Range |
|---|---|
| Standard | $29833 – $48093 |
| Alberta | $31911 – $48918 |
| Nunavut | $35957 – $65595 |
| Quebec | $21456 – $50150 |
Disability Supplement Income Limits – 2025
Eligible individuals can receive up to an additional $504 under the Disability Supplement. However, it is also subject to income limitations.
| Region | Singles Max Income | Families Max Income |
|---|---|---|
| Standard | $42222 | $59038 |
| Alberta | $42305 | $59865 |
| Nunavut | $73195 | $80777 |
| Quebec | $36495 | $58427 |
Why the Canada Workers Benefit Is Important
The CWB provides essential relief for working Canadians with low incomes. In an economy where inflation continues to pressure household budgets, this benefit:
- Increases disposable income
- Reduces financial stress
- Offers inclusive support for individuals with disabilities
- Helps with day-to-day expenses
With the July 2025 advance payment already distributed, eligible workers should prepare for the next rounds in October and January.
What You Should Do Now
If you haven’t filed your 2024 income tax return, do it immediately. Timely filing ensures your eligibility for the October and January advance payments.
Also, make sure your CRA My Account has updated banking details and mailing address to avoid payment issues.
The 2025 Canada Workers Benefit offers substantial support—up to $1238.99—to low-income workers and families across the country.
With automatic payments and no need for additional applications, this benefit continues to play a vital role in improving financial stability for thousands of Canadians.
Stay up to date with your tax filings to ensure you don’t miss out on upcoming payments.
FAQs
Do I need to apply for the Canada Workers Benefit?
No, the CRA automatically assesses your eligibility based on your income tax return.
Can I still get CWB if I didn’t file my 2024 tax return yet?
You must file your 2024 return before November 1, 2025, to qualify for 2025 advance payments.
How do I know if I qualify for the Disability Supplement?
You must be eligible for the Disability Tax Credit (DTC) to receive the supplement under CWB.
