John Hughie
As July 22, 2025 approaches, the Canada Revenue Agency (CRA) is implementing important payment increases across several key government benefit programs.
These updates aim to support low-income families, seniors, and working Canadians facing increased living costs and inflation pressures.
If you’re receiving any of the following CRA-administered benefits — CPP, OAS, GIS, CCB, GST/HST Credit, or the Canada Carbon Rebate (CCR) — this guide will walk you through what’s changing, who qualifies, and when the payments will arrive.
Overview of CRA Benefit Payment Updates – July 2025
Here’s a quick table summarizing the updated CRA benefits and their July 2025 payment dates:
| Benefit Program | Maximum Amount (Monthly) | Next Payment Date |
|---|---|---|
| Canada Pension Plan (CPP) | $1,433.00 | July 28, 2025 |
| Old Age Security (OAS) | $727.67 (65–74), $800.44 (75+) | July 28, 2025 |
| Guaranteed Income Supplement (GIS) | $1,086.88 (single), $654.23 (per spouse) | July 28, 2025 |
| Canada Child Benefit (CCB) | $648.91 (under 6), $547.50 (ages 6–17) | July 17, 2025 |
| GST/HST Credit | $129.75 (individuals), $170+child amounts | July 4, 2025 |
| Canada Carbon Rebate (CCR) | Varies by province and household | July 22, 2025 |
Canada Pension Plan (CPP)
The CPP supports Canadians in retirement. As of July 2025:
- Maximum monthly payment: $1,433
- Eligibility: Must be 60+ and have made at least one valid contribution
- Next payment: July 28, 2025
Old Age Security (OAS)
OAS is a universal pension available to most seniors aged 65 and older:
- Ages 65–74: $727.67/month
- Ages 75+: $800.44/month
- Residency requirement: 10+ years in Canada after age 18
- Next payment: July 28, 2025
Guaranteed Income Supplement (GIS)
GIS provides extra support to low-income OAS recipients:
- Single seniors: $1,086.88/month
- Couples (per spouse): $654.23/month
- Income-tested: Must fall below CRA’s annual income thresholds
- Next payment: July 28, 2025
Canada Child Benefit (CCB)
CCB is a tax-free benefit to help families raising children under 18:
- Under age 6: $648.91/month
- Ages 6–17: $547.50/month
- Eligibility: Primary caregiver with income-based calculation
- Next payment: July 17, 2025
GST/HST Credit
This quarterly payment offsets sales tax costs for lower-income individuals:
- Individuals: $129.75/quarter
- Families: $170+ (plus $44.75 per child)
- Eligibility: Based on your 2024 tax return
- Next payment: July 4, 2025
Canada Carbon Rebate (CCR)
The final CCR payment will be issued in July 2025 due to the end of the federal carbon tax.
- Amount: Varies by province and family size
- Requirement: File your 2024 taxes by July 2, 2025
- Next payment: July 22, 2025
How to Make Sure You Receive Your Payments
To ensure timely payments:
- File your 2024 tax return (even with zero income)
- Enroll in direct deposit via CRA
- Keep your CRA MyAccount information up to date
- Review benefit eligibility regularly for changes
Why These Increases Matter
The July 2025 CRA benefit updates provide significant relief to:
- Seniors managing fixed incomes through CPP, OAS, and GIS
- Parents covering rising costs of child care and education via CCB
- Low-income families and individuals managing inflation through GST/HST and CCR credits
These benefits are designed not only to support daily living but also to bridge income gaps caused by unexpected economic pressures.
The CRA’s July 2025 payment increases reflect Canada’s ongoing commitment to protecting vulnerable households.
Whether you’re a retiree, parent, or low-income earner, understanding the new benefit amounts and eligibility criteria can help you make the most of what’s available.
Don’t miss out — check your CRA account, verify your payment dates, and ensure your information is up to date so you can access the full financial support you deserve.
FAQs
When is the next CPP and OAS payment date in July 2025?
The next CPP, OAS, and GIS payments will be issued on July 28, 2025.
How much is the Canada Child Benefit in 2025?
In July 2025, families can receive $648.91 per child under 6 and $547.50 per child aged 6–17 monthly.
When will the final Canada Carbon Rebate (CCR) payment be issued?
The last CCR payment will be made on July 22, 2025, provided you’ve filed your 2024 taxes on time.
