John Hughie
Millions of working Canadians could receive a one-time payment of up to $2,739 on July 30, 2025, under the Canada Workers Benefit (CWB) program.
Recently updated by the Canada Revenue Agency (CRA), this refundable tax credit helps low-income workers and families keep up with inflation and rising living expenses.
Let’s explore what the Canada Workers Benefit is, who qualifies for the $2,739 payment, and how to ensure you’re not missing out.
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit (CWB) is a federal income support program designed to supplement the earnings of low-income working individuals and families.
It provides both a base benefit and a disability supplement, with payments distributed through annual tax returns or advance quarterly payments via the Advanced Canada Workers Benefit (ACWB).
CWB 2025 Key Payment Details
| Feature | Details |
|---|---|
| Program | Canada Workers Benefit (CWB) |
| Administered by | Canada Revenue Agency (CRA) |
| Max Benefit for Individuals | $1,590 |
| Max Benefit for Families | $2,739 |
| Disability Supplement (if eligible) | Up to $821 |
| Next ACWB Payment | July 11, 2025 |
| Full Payment for Eligible Families | July 30, 2025 |
| Application Required? | No – automatic via tax return |
Eligibility Criteria for the CWB 2025
To qualify for the CWB in 2025, you must meet the following:
- Be a Canadian resident for tax purposes
- Be at least 19 years old by December 31, 2025
- Have employment income
- File your 2024 tax return
- Meet the Adjusted Family Net Income (AFNI) limits:
- Under $36,749 for singles
- Under $48,093 for families
You are not eligible if:
- You were a full-time student for more than 13 weeks (unless supporting a child)
- You were in prison for more than 90 days
- You hold certain restricted government jobs
How Much Will You Receive?
The amount you receive is based on your income and household size. Payments begin to reduce as your income crosses a threshold.
Standard CWB Benefits
| Status | AFNI Limit | Max Benefit | Reduction Starts At |
|---|---|---|---|
| Single | $36,749 | $1,590 | $26,149 |
| Family | $48,093 | $2,739 | $29,833 |
CWB Disability Supplement
If you’re approved for the Disability Tax Credit (DTC), you can receive an additional $821.
Disability Supplement Table
| Status | AFNI Limit | Max Supplement |
|---|---|---|
| Single | $42,222 | Up to $821 |
| Couple/Family | $59,038 | Up to $821 |
Advance Canada Workers Benefit (ACWB) Schedule
To provide more timely financial support, the ACWB pays advance amounts quarterly.
2025 ACWB Payment Dates
| Month | Payment Date |
|---|---|
| January | Jan 10, 2025 |
| July | July 11, 2025 |
| October | Oct 10, 2025 |
The remaining amount (up to the full $2,739) will be deposited on July 30, 2025, based on your 2024 tax return and confirmed eligibility.
Why the CWB Matters in 2025
As inflation continues to impact Canadian households, the Canada Workers Benefit offers crucial assistance.
Whether it’s for groceries, utilities, or transportation, this tax credit ensures that working Canadians receive the help they need without complex application processes.
How to Maximize Your CWB Payments
To ensure you receive the full benefit:
- File your 2024 tax return on time
- Keep your CRA My Account updated
- Ensure Disability Tax Credit approval if applicable
- Double-check income accuracy and employment status
Even a small error can delay or reduce your benefit.
The CRA’s $2,739 payment scheduled for July 30, 2025, under the Canada Workers Benefit, can offer significant relief to qualifying families.
Whether you’re an individual earning modest income or a low-income household, this hidden tax credit may be your key to easing financial pressure this year.
No forms are required—just file your tax return accurately and on time. With up to $2,739 in total assistance, don’t miss your chance to benefit from one of Canada’s most supportive financial relief programs.
FAQs
What is the Canada Workers Benefit (CWB) used for?
It helps low-income workers cover essential costs like rent, food, transportation, and utilities.
Do I need to apply for the $2,739 payment?
No. The CRA calculates and distributes the payment automatically based on your 2024 tax return.
How do I qualify for the Disability Supplement?
You must be approved for the Disability Tax Credit and meet income limits to receive the $821 supplement.
