John Hughie
Canada’s grocery costs have surged by around 9% year-over-year, placing intense financial pressure on households .
To help ease this burden, the federal government—with support from the Canada Revenue Agency (CRA)—will deliver a one-time, tax-free Grocery Rebate in July 2025.
Rebate Details
| Household Type | Eligibility Basis | Maximum Rebate (CAD) |
|---|---|---|
| Single individual | Low–moderate income, filed 2024 taxes | $234 |
| Single parent (1 child) | Low–moderate income, filed 2024 taxes | $387 |
| Couple with 2 children | Low–moderate income, filed 2024 taxes | $978 |
| Senior individual (65+) | Low–moderate income, filed 2024 taxes | $255 |
Who Qualifies for the $978 Grocery Rebate?
To receive the full $978 rebate you must:
- File your 2024 federal tax return on time
- Be a low-to-moderate income household
- Consist of two adults and two dependents
- Be eligible for the GST/HST credit
Payment Amounts Explained
- The maximum rebate is $978 CAD for a couple with two children.
- Single individuals receive up to $234.
- Single parents with one child get $387.
- Seniors (65+) with low income can receive $255 .
Rebates are proportionate to household size and about double the GST/HST credit amount.
Payment Dates & Schedule
- Payments begin mid-July 2025, typically between July 5–8, coinciding with the GST/HST credit disbursement .
- Direct deposit recipients will likely see funds arrive first; cheque payments follow for those without bank info registered.
No Application Required
- The CRA will issue the rebate automatically based on your 2024 tax return—no separate application is needed.
- Ensure your CRA My Account is updated with correct banking details, address, marital status, and dependent info.
Avoid Delays – Requirements to Meet
To make sure your rebate arrives smoothly:
- File your 2024 tax return before the deadline.
- Update your banking and mailing info in CRA My Account.
- Confirm marital status and dependents are accurate.
- Monitor CRA for any messages or eligibility flags .
Why This Rebate Helps
- It’s non-taxable and doesn’t affect other federal or provincial benefits (GST/HST Credit, Canada Child Benefit, etc.).
- Offers targeted support to families and individuals facing steep grocery inflation.
- Arrives just in time for summer expenses, easing pressure during high-cost months.
Canada’s one-time $978 Grocery Rebate offers meaningful relief to eligible low-to-moderate income households, arriving in mid-July 2025. It’s non-taxable, automatic, and designed to relieve the impact of rising grocery inflation without affecting other benefits.
To ensure you receive it, simply file your 2024 taxes, update your CRA My Account details, and await your direct deposit or cheque. The rebate is a timely lifeline—don’t miss claiming it!
FAQs
Do I need to apply separately for this grocery rebate?
No. If you filed your 2024 taxes and meet eligibility criteria, CRA will deposit the rebate automatically—no extra application required.
Will this rebate affect my other benefits or taxes?
No. It’s tax-free and does not impact federal/provincial benefits such as the GST/HST credit or Canada Child Benefit.
What should I do if I don’t receive the rebate by end of July 2025?
Check CRA My Account for eligibility status and ensure your tax return was filed and banking info is correct. Payments may be delayed by incorrect info or processing issues.
