John Hughie
Canadian workers struggling with the cost of living are in for a much-needed boost in 2025. The Canada Revenue Agency (CRA) has officially confirmed that eligible low-income workers can receive up to $1,428 under the Canada Workers Benefit (CWB) this year.
With inflation still placing pressure on households, this tax credit offers timely financial relief. Here’s everything you need to know.
What Is the Canada Workers Benefit (CWB)?
The CWB is a refundable tax credit provided by the CRA to support low-income individuals and families who are working.
It aims to increase work incentives while providing essential financial assistance. For 2025, the benefit amounts have been adjusted to reflect inflation and ensure more Canadians can qualify.
CWB Payment Amounts in 2025
The maximum basic amount an individual can receive in 2025 is $1,428, while families can receive up to $2,461. Additionally, there’s a disability supplement available for eligible individuals and their family members living with a disability.
| Category | Maximum Benefit (2025) |
|---|---|
| Individual | $1,428 |
| Family | $2,461 |
| Disability Supplement (Single) | $737 |
| Disability Supplement (Family) | $737 per eligible member |
Eligibility Criteria for the $1,428 CWB in 2025
To receive the $1,428 CWB in 2025, you must meet the following eligibility requirements:
- Age: You must be 19 years or older on December 31, 2024.
- Income: Your working income and adjusted family net income must be below the established threshold:
- Less than $33,015 for individuals
- Less than $43,212 for families (exact amounts may vary by province/territory)
- Residency: You must be a Canadian resident for income tax purposes throughout the year.
- Employment: You must have earned income from employment or self-employment.
Who Is Not Eligible?
You cannot claim the CWB if:
- You are enrolled full-time in post-secondary education for over 13 weeks.
- You are confined to a prison for at least 90 days during the year.
- You do not pay taxes in Canada as a resident.
Payment Dates for CWB in 2025
CWB payments are made quarterly in advance for those who apply for the advance payment option. Otherwise, the full amount will be paid after filing your 2024 income tax return in spring 2025.
Advance Payment Schedule for 2025 (Approximate)
| Quarter | Expected Payment Date |
|---|---|
| Q1 | January 12, 2025 |
| Q2 | April 12, 2025 |
| Q3 | July 12, 2025 |
| Q4 | October 12, 2025 |
Note: Advance payments amount to 50% of the estimated total benefit.
How to Apply for the CWB
To receive the CWB:
- File your income tax return, even if you owe no tax.
- Use Schedule 6 (Canada Workers Benefit) to claim the amount.
- For advance payments, check the box on the tax return or apply online via CRA’s My Account portal.
The $1,428 CWB confirmed by CRA for 2025 is a valuable tax benefit that can ease the financial burden on working Canadians with low income. With expanded thresholds and scheduled quarterly payments, this credit offers a stable support system for eligible individuals and families.
To ensure you don’t miss out, file your taxes on time and review your eligibility to claim your benefit.
FAQs
Can I still get the CWB if I didn’t apply for advance payments?
Yes, you can still receive the full CWB amount after filing your 2024 tax return in spring 2025.
Do both spouses need to qualify to get the family CWB?
No, only one spouse needs to qualify, but the total family income must fall under the family threshold.
How do I know if I qualify for the disability supplement?
You qualify if you’re eligible for the Disability Tax Credit (DTC) and meet the income criteria.
